HDIF
Harvest Diversified Monthly Income ETF
HDIF has paid 53 distributions since 2022-03-30, totalling $3.9462 per unit, without missing a scheduled month. The monthly rate of $0.0900 has never been reduced. The 0.88% shown is the effective fee: it holds other funds, so a holder pays its own charge plus theirs. Since 2022-02-16 the unit price has returned -3.7%, against a total return of +53.4% with distributions reinvested.
Price vs total return
Three outcomes from the same holding: the unit price alone, the price plus distributions kept as cash, and the price with every distribution reinvested. The gap between the top two lines is compounding.
Reinvesting turned 1.59× the units, while the rate per unit moved +27%. Income is the two multiplied, which is why it can rise through a cut. Note the unit price fell over this period, so each reinvested distribution bought more units of something worth less — that flatters the unit count, not the fund.
What would HDIF cost for the income you want?
Work backwards from a monthly target, and see what that same position would have paid since the fund launched.
Reinvestment assumes each distribution buys more units at the closing price on its pay date, with no commission and fractional units allowed — a real DRIP rounds down to whole units, so the totals are a slight overstatement. Unit counts are shown rounded down, and the monthly income is calculated on them. Before tax throughout. HDIF has reduced its payment never since inception.
Fund details
* Effective fee, calculated by us rather than published. HDIF holds other funds, so the figure is its own charge plus the weighted management fees of everything it holds. The issuer publishes 0.00%, which is true and not comparable — you pay the underlying fees either way.
Tax character
How a year's distributions broke down, per unit. Published after year end — the most recent year available is an estimate for the current one, not a statement about it.
Distribution history
The last year of payments. 53 in total since 2022-03-30, worth $3.9462 per unit. Entitlement is set on the ex-date, not the pay date.
Allocation
Holdings
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Every distribution matched to the units you held, on your real cost base.
Prices as at 2026-08-10. Distributions and fund details as published by Harvest ETFs. Not a recommendation and not tax advice — see the disclaimer.