Know exactly what your dividends pay.
Explore curated dividend ETFs, build income portfolios, and see every payment you ever received — priced off real distributions and your real cost base.
Per unit, as at 2026-08-10 · not a recommendation
The problem
You can’t tell what you’re actually buying.
What it holds
50 of these 129 funds hold a single company.
Where the money comes from
HYLD paid 100% return of capital in 2025 — your own money back, not income.
What the risk is
Every prospectus carries a risk rating. Almost no screener shows it.
Our solution
What we are building the CleanList around.
These are the rules we intend to hold funds to. The thresholds are not final and are not applied yet — the only test running today is the first one. We would rather say that than imply a screen we have not finished.
- Holds more than one company Exclusion
- Has paid long enough to have a record
- Is not mostly paying your own money back
- Costs no more than it should
- Is big enough to keep trading
- Is not rated riskier than the list allows
- Has not cut the distribution sharply
- Is not a duplicate of something already listed Exclusion
Features
Built on what happened, not on an assumption.
Real payout history
Every distribution matched against the units you held on its ex-date. What you were actually paid, not what a yield implies.
Positions from transactions
Holdings are the sum of your buys. Book cost includes commissions, so it is a true adjusted cost base.
Tax characteristics
Eligible dividends, capital gains, foreign income and return of capital, per fund, as published.
Registered vs taxable
Model a TFSA against a margin account, with contribution room tracked and interest deductibility derived, not guessed.
Leverage and loans
Split a HELOC or margin loan across accounts. Only the share invested in a taxable account counts as deductible.
Nothing invented
A figure is sourced or it reads N/A. No placeholder ever stands in for a number we do not have.
How it works
Four steps, no spreadsheet.
- Step 1
Import your trades
Paste a broker export or record buys by hand. Dates, units, price and commission are all it needs.
- Step 2
Positions build themselves
Units and book cost are summed from those trades, so the blotter and the book can never drift apart.
- Step 3
Distributions get matched
Each fund payment is applied to the units you held on its ex-date — buying on the ex-date does not count.
- Step 4
Project forward
Reinvest or take the cash, add a loan, and see income and equity year by year.
Pricing
One plan. Everything included.
No tiers, no per-account pricing, no upsells.
Dividends
The whole tool, for every account you hold.
In Canadian dollars, plus tax. Renews monthly until you cancel. Cancel anytime.
Get startedIncluded
- Every account you hold — TFSA, RRSP, margin and cash
- Payout history matched to your ex-date units
- Broker imports and hand-entered trades
- Tax characteristics per fund, as published
- Loans, leverage and deductibility modelling
- Forward income and equity projections
FAQ
Questions worth asking first.
Where does the data come from?
Distributions and fund details come from the fund providers themselves. Prices come from a market data feed. Every figure is attributed, and anything unsourced reads N/A rather than being filled in with a guess.
Why don't I see some tickers?
Coverage is deliberately narrow. A fund is listed only once the data its issuer publishes has been verified end to end and the fund meets our published criteria. Those criteria are still being finalised, and the page that lists them says so. Issuers are added one at a time rather than by importing every ticker on the market. A fund you hold that is missing is usually waiting on that check rather than failing it.
Is this investment advice?
No. It is a record-keeping and planning tool. It reports what was paid and projects what would follow from assumptions you set. Nothing here is a recommendation.
Does it handle DRIP?
Reinvested units are trades like any other — import them and positions, book cost and future payments all follow automatically.
How is tax handled?
Distribution character is shown per fund as published, because it varies by instrument, account type and your total income. Projections are stated pre-tax rather than applying one flat rate that would be wrong in every direction.
Which accounts are supported?
TFSA, RRSP, margin and cash. Registered accounts are treated as sheltered, which is what makes loan interest deductibility fall out correctly.
Start from what you were actually paid.
Import your trades and see the payout history, cost base and income your portfolio has really produced.